How it works

We mentioned before that our aim is to provide a solution to your unique circumstances. However some of the frequently asked questions below, may help to give a better idea of how the processes can work.

Frequently Asked Questions:

1. How quickly can you buy my property?

We work to suit your timescale. This can mean an express service where there is the imminent risk of repossession and eviction, or even exchange and then have a delayed completion to fit in with your timetable. A typical process lasts as long as the conveyancing process can be done - typically 4 to 6 weeks - and then you get your cash via your solicitor.

2. My property needs a lot of work, would you still be interested?

We can buy properties in any condition. We have an initial viewing and then later arrange for an independent RICS valuer to assess the property at no cost to you.

3. How much do I have to pay you?

You don't have to pay us anything. We will fund the cost of an independent valuation and will even fund your solicitor costs to an agreed amount. We have even been known to help with Estate Agent Fees if you are stuck in a contract.

4. I don't want lots of people coming to wander around my house. How can I avoid this?

You will not have lots of strangers coming into your house, just us, the valuer and if your property needs it, we will have a builder assess details too..all at no cost to you and at times convenient to you.

5. I have some mortgage arrears. How can you help?

We provide some information here. Provided we can get all the details, we can help, sometimes even dealing direct with the lender on your behalf to see what can be done.

6. Do I need a HIPS pack?

If you have your property already on the market, then your Estate Agent will already have started the HIP process. Remember the HIP is yours. if your property is not on the market, then as we would be purchasing direct from you as a private buyer and not marketing your property, no HIP pack is required.

7. How much will you pay for my house

We will make a proposal depending on your cicumstances. Past purchases have been at around 65% to 80% of the Open Market value of the property.